Finding a Financial Advisor Means Looking Past the Neighborhood
The only way to cut through the fog of disinformation in the case of financial planning is to search out a professional financial advisor who has real expertise and the benefit of training and specified knowledge. The knowledge he can impart to you has everything that your "This is how I've done it" guest at a cocktail party does not. Most importantly, he makes his livelihood on being right more often than being wrong, and on knowing the benefits and drawbacks of certain risks. Thus, a financial advisor has intimate knowledge of the marketplace, the economy, interest rates, and all those other unpredictable systems of fluctuation, and therefore can make the important informed decisions about your short-term and long-term financial goals. An advisor can help you no matter what your current financial situation is - whether you are in debt and are thinking about ways of dragging yourself out of it, or whether you have some money set aside that you would like to "start working for you" as the saying goes - and his professional ability to be able to handle any situation that may come up is one of the main reasons why, in the scheme of things, an advisor's job is indispensable to ensuring financial success.
Of course, none of us are silly enough to believe that financial success can be "assured" in any definite sense, but nonetheless you are bound to be in a better situation if you consult with a financial advisor than you are if you blindly search through pages of content written by internet "advisors" offering to answer the Frequently Asked Question that will guide you to financial security. It would seem nonsensical, especially these days when the economy seems so precariously perched on a precipice, to plan your retirement on the advice of a loudmouth neighbor or the writings of an online writer whose qualifications are bound to be more than suspect.
Finding a financial advisor is an integral process in the hopes of staying at ease with your financial position. And, staying at ease about money in this day and age is no small achievement.