Working Less, Retiring Longer: Plan Well to Achieve Your Goals
If you're young enough to have not had to think too seriously about retirement and how you are going to manage it in a society that is about to see a huge chunk of its population hang up their hats in the next 20 years, you might want to sit up and take notice. The Social Security system that exists thanks to Franklin Roosevelt's "New Deal" is going to see some seriously hard times when the baby-boomer generation retires. This means several things for the ordinary working class people like us. For one, we may not be able to retire as early as we'd like, at least not with the system of retirement planning that currently exists in America, and so we'll either have to plan to work longer, harder, or find a new way to save money. It seems likely that even the baby-boomer generation is not going to be able to take off to their retirement paradise in the tropics as early as they'd hoped, unless they've done some pretty clever financial planning themselves.
What you'll need to look into is finding a financial advisor or planner that can help you with your current financial position and tell you what the right investments to make are. If you are self-employed, you are surely going to have to do your own investing as you are not going to have a pension or 401k to fall back on as a bare minimum safety-net. Every one will have a different case and a "best way" of saving for their future, and if you are someone who wants to know what it feels like to work less and retire longer, it is up to you to put in the effort needed.