It’s an interest-free loan to the government When you get back a large refund it means the government was able to hold on to your money over the past year to do with as they wanted. And what do you get in return fro allowing them to hold your money? You get your money back.
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Articles by Free From Broke
Free From Broke is a personal finance blog for regular folks! Subjects covered by Free From Broke include: personal finance, money, frugality, saving, investing, college, kids, as well as many others. Please visit Free From Broke personal finance blog.
Why Getting a Large Tax Refund is Bad
June 15th, 2010Federal Funds Rate And Your Savings
June 14th, 2010I’m sure most of you have heard a story on the news about the Fed (Federal Reserve) raising or lowering the Federal Funds Rate. Did you pay close attention to the story? What the Fed says about the Federal Funds Rate will affect your savings! What is the Federal Funds Rate? The Federal Funds Rate
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Certificate of Deposit (CD) – What is it?
April 9th, 2010In today’s difficult economy, it is more important than ever to pay attention to the little details of personal finances. Money kept in a typical savings accounts will earn very little interest, with many banks today paying as little as one tenth of one percent. A certificate of deposit (CD) is one alternative that pays a
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Ways To Help Deal With Medical Expenses
March 10th, 2010Medical expenses are one of the leading causes of bankruptcy proceedings in the US. In 2007, 57 million people were in families who had problems paying their medical bills according to this article by Peter J. Cunningham. However, there are ways to cope with the rising costs of medical care. I was born with Spina
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How to Get What You Want Without Going Into Debt
February 25th, 2010You want to buy that new something. Maybe it’s the Nintendo Wii and the Wii Fit? Maybe it’s a new digital camera? Perhaps it’s a new flat-screen TV or a GPS? You can’t afford to buy it out-right. If you charge it to a credit card you will be paying interest on top of the
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Frugal Ideas To Help Your Home Sell
February 23rd, 2010We recently put our home on the market to sell. Man, do we have a lot to do to get the place in ship shape! We have been busy for the past couple of weeks doing what we could to make the place look more appealing to a potential buyer. Living there for so long
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25 Ideas For Your Income Tax Refund
February 11th, 2010What will you be doing with your income tax refund? I came up with 25 ideas for a large income tax refund. I’ve broken it out into different sections to make it easier for you to find something of interest. Here goes: Debt Pay off your credit card debt – If you are carrying credit
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Tax Tips For Parents
January 29th, 2010Having children is a wonderful experience that is priceless in so many ways! But they do cost you a lot! Fortunately there is some tax help for parents in the form of deductions and claims. Robert Meighan, Vice President at Turbo Tax, has listed some great tax tips for parents. Open an IRA in your
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9 Reasons You Need An Online High Yield Savings Account
January 25th, 2010Do you have an online high-yield savings account? If you don’t you need one! Here are 9 reasons why I think having an online high yield savings account is a must: 1. Brick and Mortar Interest Sucks I just checked the interest rate on my savings with the bank I do my checking with. Ready?
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Investing Term of the Day
Investment technique that triggers an automatic stop and sell order of an underlying security if a predetermined price level have been achieved. A hard stop is put into place when the initial investment is made and does not kick in until the price level has been reached.
