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	<title>InvestorGuide &#187; Free From Broke</title>
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		<title>Why Getting a Large Tax Refund is Bad</title>
		<link>http://www.investorguide.com/article/6513/why-getting-a-large-tax-refund-is-bad/</link>
		<comments>http://www.investorguide.com/article/6513/why-getting-a-large-tax-refund-is-bad/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 14:00:21 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[It’s an interest-free loan to the government When you get back a large refund it means the government was able to hold on to your money over the past year to do with as they wanted. And what do you get in return fro allowing them to hold your money? You get your money back.<br /><a class="moretag" href="http://www.investorguide.com/article/6513/why-getting-a-large-tax-refund-is-bad/">Read the full article...</a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Federal Funds Rate And Your Savings</title>
		<link>http://www.investorguide.com/article/6512/federal-funds-rate-and-your-savings/</link>
		<comments>http://www.investorguide.com/article/6512/federal-funds-rate-and-your-savings/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 14:00:05 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[I’m sure most of you have heard a story on the news about the Fed (Federal Reserve) raising or lowering the Federal Funds Rate.  Did you pay close attention to the story?  What the Fed says about the Federal Funds Rate will affect your savings! What is the Federal Funds Rate? The Federal Funds Rate<br /><a class="moretag" href="http://www.investorguide.com/article/6512/federal-funds-rate-and-your-savings/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Certificate of Deposit (CD) – What is it?</title>
		<link>http://www.investorguide.com/article/6317/certificate-of-deposit-cd-%e2%80%93-what-is-it/</link>
		<comments>http://www.investorguide.com/article/6317/certificate-of-deposit-cd-%e2%80%93-what-is-it/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 14:00:29 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.investorguide.com/article/?p=6317</guid>
		<description><![CDATA[In today’s difficult economy, it is more important than ever to pay attention to the little details of personal finances.  Money kept in a typical savings accounts will earn very little interest, with many banks today paying as little as one tenth of one percent.  A certificate of deposit (CD) is one alternative that pays a<br /><a class="moretag" href="http://www.investorguide.com/article/6317/certificate-of-deposit-cd-%e2%80%93-what-is-it/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Ways To Help Deal With Medical Expenses</title>
		<link>http://www.investorguide.com/article/6189/ways-to-help-deal-with-medical-expenses/</link>
		<comments>http://www.investorguide.com/article/6189/ways-to-help-deal-with-medical-expenses/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 16:00:40 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

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		<description><![CDATA[Medical expenses are one of the leading causes of bankruptcy proceedings in the US.  In 2007, 57 million people were in families who had problems paying their medical bills according to this article by Peter J. Cunningham.  However, there are ways to cope with the rising costs of medical care.  I was born with Spina<br /><a class="moretag" href="http://www.investorguide.com/article/6189/ways-to-help-deal-with-medical-expenses/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get What You Want Without Going Into Debt</title>
		<link>http://www.investorguide.com/article/6127/how-to-get-what-you-want-without-going-into-debt/</link>
		<comments>http://www.investorguide.com/article/6127/how-to-get-what-you-want-without-going-into-debt/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 16:00:46 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Budgeting]]></category>

		<guid isPermaLink="false">http://www.investorguide.com/article/?p=6127</guid>
		<description><![CDATA[You want to buy that new something. Maybe it’s the Nintendo Wii and the Wii Fit? Maybe it’s a new digital camera? Perhaps it’s a new flat-screen TV or a GPS? You can’t afford to buy it out-right. If you charge it to a credit card you will be paying interest on top of the<br /><a class="moretag" href="http://www.investorguide.com/article/6127/how-to-get-what-you-want-without-going-into-debt/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Frugal Ideas To Help Your Home Sell</title>
		<link>http://www.investorguide.com/article/6125/frugal-ideas-to-help-your-home-sell/</link>
		<comments>http://www.investorguide.com/article/6125/frugal-ideas-to-help-your-home-sell/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 16:00:41 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[We recently put our home on the market to sell. Man, do we have a lot to do to get the place in ship shape!  We have been busy for the past couple of weeks doing what we could to make the place look more appealing to a potential buyer.  Living there for so long<br /><a class="moretag" href="http://www.investorguide.com/article/6125/frugal-ideas-to-help-your-home-sell/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>25 Ideas For Your Income Tax Refund</title>
		<link>http://www.investorguide.com/article/6060/25-ideas-for-your-income-tax-refund/</link>
		<comments>http://www.investorguide.com/article/6060/25-ideas-for-your-income-tax-refund/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 16:00:06 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.investorguide.com/article/?p=6060</guid>
		<description><![CDATA[What will you be doing with your income tax refund? I came up with 25 ideas for a large income tax refund.  I&#8217;ve broken it out into different sections to make it easier for you to find something of interest.  Here goes: Debt Pay off your credit card debt – If you are carrying credit<br /><a class="moretag" href="http://www.investorguide.com/article/6060/25-ideas-for-your-income-tax-refund/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tax Tips For Parents</title>
		<link>http://www.investorguide.com/article/5704/tax-tips-for-parents/</link>
		<comments>http://www.investorguide.com/article/5704/tax-tips-for-parents/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 14:00:46 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.investorguide.com/article/?p=5704</guid>
		<description><![CDATA[Having children is a wonderful experience that is priceless in so many ways! But they do cost you a lot!  Fortunately there is some tax help for parents in the form of deductions and claims.  Robert Meighan, Vice President at Turbo Tax, has listed some great tax tips for parents. Open an IRA in your<br /><a class="moretag" href="http://www.investorguide.com/article/5704/tax-tips-for-parents/">Read the full article...</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9 Reasons You Need An Online High Yield Savings Account</title>
		<link>http://www.investorguide.com/article/5673/9-reasons-you-need-an-online-high-yield-savings-account/</link>
		<comments>http://www.investorguide.com/article/5673/9-reasons-you-need-an-online-high-yield-savings-account/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 14:00:31 +0000</pubDate>
		<dc:creator>Free From Broke</dc:creator>
				<category><![CDATA[Banking]]></category>

		<guid isPermaLink="false">http://www.investorguide.com/article/?p=5673</guid>
		<description><![CDATA[Do you have an online high-yield savings account?  If you don&#8217;t you need one! Here are 9 reasons why I think having an online high yield savings account is a must: 1. Brick and Mortar Interest Sucks I just checked the interest rate on my savings with the bank I do my checking with.  Ready? <br /><a class="moretag" href="http://www.investorguide.com/article/5673/9-reasons-you-need-an-online-high-yield-savings-account/">Read the full article...</a>]]></description>
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