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Miscellaneous

FSA vs. HSA

December 3rd, 2014

Flexible Savings Accounts (FSA) and Health Savings Accounts (HAS) are both tax-advantaged accounts (as deemed by the IRS) that can be used to pay healthcare expenses. There are significant differences, however, and it is important to understand those differences in terms of where you withdraw funds or when you have the option from your employer
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Fiscal Policy vs. Monetary Policy

December 3rd, 2014

When discussing the economy and the actions of government the terms fiscal policy and monetary policy often come up. These refer to two distinct forms of policy, however, and it’s important to understand what the goals of each are and who sets those policies. Fiscal Policy Fiscal policy is managed by governments, in the U.S.
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FIFO vs. LIFO

December 3rd, 2014

While inventory may seem like a straight forward balance sheet account there are different ways of valuing inventory that can have a significant impact on a company’s income. First in first out (FIFO) and last in first out (LIFO) are two of the more prominent ways of valuing inventory and a company using one versus
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Real GDP vs. Nominal GDP

December 3rd, 2014

When discussing the economy wide concept of Gross Domestic Product (GDP) you will often see reference to real GDP and nominal GDP. Understanding the difference between these two is important as they reflect different factors and comparing them directly, say one countries nominal GDP and another’s real GDP, would provide little value. This article will
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Amortization vs. Depreciation

December 3rd, 2014

In accounting, the terms amortization and depreciation are both used a great deal and it can be difficult for non-accountants to follow exactly what they’re referring to. While technically there are differences, which will be discussed below, in practice amortization and depreciation are used interchangeably. The technical difference is more of an academic one, with
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GAAP vs. IFRS

December 1st, 2014

International Financial Reporting Standards (IFRS) and U.S. Generally Accepted Accounting Principles (GAAP) are the both formalized accounting and financial guidelines that businesses may have to follow. In the U.S., all publicly traded companies are required to report using GAAP, and in many international markets IFRS is required for publicly traded companies. Companies listed on two
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Euro vs. US Dollar

November 25th, 2014

The Euro and the US Dollar are two of the most dominant global currencies in many different regards. Many countries hold these currencies in their government reserves, transactions in many countries can be fixed in Euro or US Dollar denominations, and the countries these currencies are officially used in are dominant in the global economy.
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Capex vs. Opex

November 25th, 2014

When discussing expenses in a company you will often hear reference to capex and opex, while both refer to money being paid out of a company they have very different meanings. Understanding the different meanings is important to having a clear picture of what is being referred to and this article will help you follow
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Difference Between The Money Market and The Capital Market

October 29th, 2014

In order to understand what the differences between things are you first need to understand what each of the items is. In this case before you can understand the difference between capital markets and money markets you are going to need to understand what capital markets are and what money markets are. Once you understand
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Could a Guess Buyout Happen?

August 28th, 2014

Guess (GES) tanked 7.7% after hours on Wednesday after a disappointing report that included downbeat guidance. Meanwhile, competitor Express (EXPR) did much better with investors after its latest report. However, that might not mean that Express offers the better investment opportunity right now. While the clothing retail business remains very promotional, Express still managed to turn itself
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Is it Smart to Invest in Re-Emerging Markets?

July 30th, 2014

The transient and unpredictable nature of business is arguably the greatest challenge for investors. Over time, however, economic analysts and experts have devised several concepts to help investors evaluate risks and opportunities in various regions. One of these concepts is that of an “emerging market”, which, simply put, is the middle ground between a developed
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Top 10 Global Events in the Cryptocurrency Market

June 9th, 2014

There are a wide range of different news events that are starting to draw in attention from many within the Bitcoin community. Some people will be watching to see whether these changes may prove to be a positive development for the cryptocurrency. It could actually presage some of the major changes that are going underway
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10 Best Free Business Accounting Software For Freelancers And Small Businesses

April 24th, 2014

Are you a freelancer or small business owner looking for an application that can help you with everyday accounting tasks? If so, you will surely benefit from business accounting software that you can readily download for free. To help you out on which application to use, we have listed ten of the popular choices available:
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How Do We Measure GDP?

April 15th, 2014

Economists always keep talking about GDP growth rate, but have you wondered how do we measure GDP? Gross domestic product or GDP in short, is measured in terms of the monetary value of all goods and services produced within the geographical boundaries of a country during a specific period of time. Generally economists compare the
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The Value of Virtual Outbound Telemarketing

April 3rd, 2014

Outbound telemarketing refers to companies who hire telemarketers who proactively make phone calls

Six Business Services Which Are Always Worth Paying For

March 13th, 2014

Businesses services can be described as non-core business processes; basically, processes or work that support the operations of a business but does not produce a tangible commodity, for example, accounting, marketing and receptionist services. While such services are extremely important, the first contact a potential client usually has with a business after their website is
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Amazon.com: How AWS And Amazon Prime Will Drive The Company’s Future Growth

February 19th, 2014

With the growing demand of cloud services, Amazon (AMZN) is expanding its reach with Amazon Web Service, or AWS. The company recently entered into a deal with ChinaNetCenter to provide AWS cloud service in China. ChinaNetCenter is a leading integrated service provider of Internet data center, or IDC, and content delivery network, or CDN, in
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Occidental Petroleum: Streamlining Operations For Future Growth

February 19th, 2014

Occidental Petroleum (OXY) decided to sell a minority stake in its Middle East and North Africa, also known as MENA, operations. The deal could amount to a 40% stake in MENA that could be worth $8 billion to $10 billion. Three state-owned firms in the Gulf have shown interest in picking up the stake and
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Is Seadrill Well Positioned To Take Advantage Of The Offshore Drilling Market?

February 19th, 2014

Seadrill’s (SDRL) offshore assets in deepwater and ultra-deepwater drilling continue to be a major advantage. The drilling units used in dee-water and ultra-deepwater drilling are called floaters, consisting mainly of semi-submersible and drill ships. Seadrill has around 15 semi-submersible and seven drill ships operating globally. The company has ordered another eight drill ships and four
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What Does an Actuarial Analyst Do?

November 22nd, 2013

Many companies are awash in various finance types who summarize and present all sorts of financial information. Large corporations and companies in certain industries (insurance, financial sector, accounting firms) commonly have another role in finance for actuarial analysis. So what do actuarial analysts do? The actuarial analyst is a role typically used in a company
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