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Personal Finance

ETF vs. Mutual Fund

November 20th, 2014

When approaching investing your savings the options available to you can be pretty overwhelming, especially with some investment products appearing to be the same. Exchange Traded Funds (ETF) and Mutual Funds are very similar investment products, but with some key differences that can have an impact on your taxes and your ability to buy and
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Retirement 101: 10 Mistakes You Need to Avoid

November 11th, 2014

Ideally, retirement is the culmination of all the years that you have worked hard. During this time, you’re supposed to leave the workforce, reap the fruits of your labor and devote your time on things that you’ve always wanted to do. However, before you successfully get to this new chapter, you need to plan ahead,
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How to Make a Long Term Care Insurance Claim

November 6th, 2014

Acquiring long term care insurance is one of the smartest moves that you will make in securing the years ahead. However, what’s more important than applying for it is actually making use of your benefits. And this will only be possible once you have filed a claim and it gets approved. Usually, long term care
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Investment Tips for Beginners – The Smart Way to Invest Your Money

September 3rd, 2014

Investment isn’t just for the wealthy ones. Even few thousand or hundred dollars that you don’t need right away, can give you good returns. We always desire to save some amount of money for investing in places that can provide good returns. An intelligent investment has the reputation of being successful. Money management is a
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How to Dig Yourself Out of Credit Card Debt

August 12th, 2014

If you’re considering debt relief and really want to have a panic attack, head over to the FICO and grab your credit score. Now take a few deep breaths before planning your next move. You need to make a move in order to avoid falling further into debt. While paying off high credit card bills,
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New EU VAT rules will have seismic effect

July 11th, 2014

New EU VAT rules will have a seismic impact on how eCommerce works. Affected businesses will have to adapt so as to meet the internal demands and external requirements of the VAT legislation reform. Compliance with the new EU VAT rules is now key. How will an eMerchant comply with the new rules? The new
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Deadline Approaching to Comply with New VAT on eServices

June 19th, 2014

The new EU VAT on eServices comes into effect on January 1, 2015, and will – potentially – result in a host of administrative burdens for eMerchants. There are numerous issues ahead for businesses that have B2C sales of digital services in the EU. The new VAT rules only affect sales from a business to
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8 Tips for Raising Money Smart Kids

June 13th, 2014

Teaching kids about money can be a challenge as keeping them interested can be a challenge. The topic of money can come off as boring, if not done properly. This means that time needs to be taken to show your young kids how to be smart with money. Personal finance is something that young kids
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Teach Your Kids About Personal Finance With Refrigerator Economics

April 28th, 2014

Who needs a blackboard when a refrigerator will do? Here’s a fun and interesting way to teach children about home economics – refrigerator style. Despite the recession (that they must have been ignoring), kids still can’t understand the value of a buck. No matter how much you say it, the adage “money doesn’t grow on
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How to Keep Up With Daily News (Without a Paid Subscription)

April 24th, 2014

Back in the day, if you didn’t subscribe to one or more newspapers, your choices for keeping up with current news was limited. You could read the paper at your local coffee shop, or at the library, but news moved slowly. And if you were lucky enough to have one or more friends with cable,
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4 Excellent Ways to Curb “Comfort Spending” Fast

April 24th, 2014

In the original Sex and the City series, Samantha indulged in shopping sprees do deal with her sexual frustrations. However, Samantha was a high-powered public relations maven with a healthy salary. Chances are, your finances are not on a par with Samantha’s. As a result, your comfort spending is creating a real dent in your
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10 Best Free Business Accounting Software For Freelancers And Small Businesses

April 24th, 2014

Are you a freelancer or small business owner looking for an application that can help you with everyday accounting tasks? If so, you will surely benefit from business accounting software that you can readily download for free. To help you out on which application to use, we have listed ten of the popular choices available:
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Debunking Four Myths of Bankruptcy

April 3rd, 2014

Filing a bankruptcy can feel like stepping into a big bad world of blame, lacks and desperation. True, a bankruptcy is a grave moment in our lives, true the pinch of not having enough money or no money is harsh, but it is not something we can go beyond. Life moves on even after a
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10 Proven Ways On How To Get Rich Quick

March 26th, 2014

Typing “how to get rich quick” then hitting the search button on your PC will give you different (and even ridiculous) ways of making a dishonest living. Everything sounds so exciting and simply too good to be true. And most of the time, these are either scams or simply lies. Thus, many people don’t really
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How to Retire Like You Are Donald Trump

March 6th, 2014

When you retire you want to have at least a million dollars in assets, right? Between your 401(k), liquidated assets, and personal savings you should have enough saved to live comfortably for years to come after you leave your job at the ripe old age of 60. It’s the American dream after all – to
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Do You Think Too Much About Your Money?

February 19th, 2014

Who doesn’t want to be good looking and rich? But too much obsession with your money is just as bad as too much obsession with your diet. Taking any obsession to the extreme may result in what experts call obsessive compulsive disorder. Many people suffer from the problem of keeping their minds too occupied with
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Why Improving Your Credit Score May Be a Wise Resolution for 2014

February 19th, 2014

To many, it may appear that Americans are as addicted to credit as they are to their favorite latte, and the lending and credit industry has reaped the benefits, especially from those who have less-than-a-great credit score. One aspect of this fact appears to be changing based upon a recent announcement by federal regulators. The
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Traditional IRA vs. Roth IRA

November 22nd, 2013

After deciding to invest in an IRA (Individual Retirement Account) you further have to make the distinction as to whether you want to invest in a Roth IRA or a Traditional IRA. These two investment vehicles have very different tax implications so considering your specific circumstances is important. Traditional IRAs: These offer the benefit of
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IRA vs. Roth IRA

November 22nd, 2013

When choosing to invest in an IRA (Individual Retirement Account) itâ s important to distinguish between the types of IRA that you want to invest in. The common IRA vehicles are the traditional IRA and the Roth IRA. Traditional IRAs: These offer the benefit of allowing you to deduct the contributions you make now from
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What Does an Actuarial Analyst Do?

November 22nd, 2013

Many companies are awash in various finance types who summarize and present all sorts of financial information. Large corporations and companies in certain industries (insurance, financial sector, accounting firms) commonly have another role in finance for actuarial analysis. So what do actuarial analysts do? The actuarial analyst is a role typically used in a company
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