News broke after the end of trading on Wednesday that banks from all over the world would be punished with massive fines for their part in manipulating the FOREX foreign currency exchange. In addition to FOREX, some of the banks were also guilty of LIBOR rate fraud. Multiple federal and international regulatory bodies found them … READ MORE
My wife and I own some income property between us and have operated a real estate management firm for a couple of years. We have used the same accountant in that time and we want to be sure he’s doing a good job. My question is, how do we do a finance check or an … READ MORE
When choosing the right bank account for you two of the options that will present themselves are money market accounts and savings accounts. This article will highlight the differences and assist you in making the best decision when it comes to a money market account vs. a savings account. Savings Account A savings account at … READ MORE
When setting up an account at the bank one of the first questions you will have to answer is whether you would like a checking account or a savings account. Both accounts come with different features and it’s important to understand them before deciding on a checking account or a savings account. Checking Account A … READ MORE
When choosing where you want to conduct your personal banking one broad decision that you have to make is whether you want to use a bank or a credit union. While both provide the same key functions there are some major differences that can drive your choice on whether to use a bank vs. a … READ MORE
We all have them in our wallets, using them every day to pay for things without actually handing over physical cash. Credit cards and debit cards are both methods to make payment electronically, but there are significant differences in how they operate. Understanding those differences is important and can influence you decision on whether to … READ MORE
To many, it may appear that Americans are as addicted to credit as they are to their favorite latte, and the lending and credit industry has reaped the benefits, especially from those who have less-than-a-great credit score. One aspect of this fact appears to be changing based upon a recent announcement by federal regulators. The … READ MORE
Many companies are awash in various finance types who summarize and present all sorts of financial information. Large corporations and companies in certain industries (insurance, financial sector, accounting firms) commonly have another role in finance for actuarial analysis. So what do actuarial analysts do? The actuarial analyst is a role typically used in a company … READ MORE
Accounting lingo can get a bit confusing at times and no where quicker than debits vs. credits. Most business managers and individuals without a finance background have found themselves buried in a torrent of debit and credit conversations with their accountant at least few times. Hereâ s a quick guide on what those mean. Debits … READ MORE
Characteristics of a Savings and Loan Association
Learn about the basic types of accounts banks typically offer, and the pros and cons associated with each.
Having a hard time choosing a bank? Find out about the various fees, services and features that you should be taking into account when making a decision
Considering an online bank? Find out about the benefits of online banking, including potentially earning a higher interest rate and dealing with lower fees.
Thinking about switching from a bank to a credit union? Read this first.
Everyone should be familiar with the basics of banking. Learn about the basics along with some alternative ways to invest your money that could earn you a higher interest rate.
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