Personal Finance

A flexible spending account (FSA), offered as an elective benefit by many employers, permits workers to contribute, through payroll deduction, to accounts that are designated for specific qualifying medical or dental expenses. If your employer makes an FSA available, the account typically is used in conjunction with your employer-sponsored medical plan for out-of-pocket costs not
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Before you make a major purchase — car, television, refrigerator — most likely you’ve done some extensive research to ensure you are making the right decision.   One of the most important decisions that investors make is choosing the right financial planner to work with.  Surprisingly,  more than 70% of all investors do not do a
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It’s always nice to have choices when it comes to making important decisions in your life.  Sometimes though, having a plethora of choices can be overwhelming.  Working with clients when it comes to planning for their kids college education is a perfect example.   The are many ways that you can save for your kids college
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When you leave your job, either voluntary or not, you have to make an important decision regarding your 401(k). Many aren’t familiar with all their options on what they can do with their 401(k), but making the wrong choice could cost you. Most people are familiar with the 401(k) rollover concept but still need some
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Many seniors have misconceptions on the differences between Medicare and Medicaid eligibility benefits.  Throw in long term care insurance, and the water gets even more muddier. Even as a Certified Financial Planner, it’s tough trying to stay on top of all the issues concerning seniors. To help clear some of the mental fog that comes
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