A monthly report showing rate of change in credit-based consumer spending. The report reflects the annualized, seasonally adjusted rate of change for revolving (credit cards) and non-revolving (automobile loans and education) debt, excluding real estate-secured loans. The Consumer Credit report is of limited interest to investors because much of the information in it hits the markets from other sources before the data covering a period two months earlier are released by the Federal Reserve on the fifth Business Day of the month.
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regulated consumer credit agreement
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cost of borrowing
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