Insurance

InvestorGuide University > Subject: Insurance

Introduction to Insurance
InvestorGuide Staff

Insurance is an important way to prepare yourself for unexpected losses. Learn the basics behind insurance and how to go about purchasing a policy..

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Insurance Basics

Understanding Homeowner's Insurance Policies
InvestorGuide Staff

Homeowner's insurance is a good buy, even if your mortgage is paid off. Learn about the different types of homeowner's insurance to determine which type is right for you. Read More

Information on the Less Commonly Used Types of Insurance

Life Insurance

Life Insurance: Types of Policies and Provisions
InvestorGuide Staff

Confused about life insurance policies? Learn about the different kind of policies as well as the various provisions out there. Read More

Borrowing Against a Life Insurance Policy
Life Insurance 101
The Basics of Life Insurance
Common Insurance Mistakes We All Make
Coming to Grips with Life Insurance
How Much Life Insurance Do I Really Need?
Life Insurance Don'ts
How Much Insurance Do You Need?
Buying Life Insurance: How Much is Too Much?
Determining the Right Amount of Insurance for You
Before You Let Your Life Insurance Lapse, Consider Selling It
Survivorship Life Insurance and Your Estate Plan
Prostate Cancer Survivors Are Now Quickly Insurable at Standard Life Insurance Rates
Keeping Your Legacy Alive with Last Survivor Insurance
Industry Wide Universal Life Insurance Pricing Changes Require Immediate Action
Industry Wide Term Life Insurance Pricing Changes Mean Lower Premiums for Consumers
Time to Review Your Variable Universal Life Insurance Policies
Small Business Planning: Ensuring the Continuation of Your Business
Term, UL, VUL and Whole Life Insurance: The Differences
Breast Cancer Survivors Are Now Quickly Insurable at Standard Life Insurance Rates
Profit From Your Insurability
Term Conversion: A "Permanent" Solution
Permanent Life Insurance Basis: A Forgotten Source of Tax Free Cash
Wealth Replacement with Life Insurance
Estate and Tax Planning for Qualified Plan Assets using Life Insurance
Reevaluate Your Life Insurance at Retirement
Is There Still a Need for Second-to-Die Life?

Automobile Insurance

Car Insurance and the Different Types of Policies
InvestorGuide Staff

Car insurance is a necessity for anyone with a car. Learn about the different types of car insurance as well as how they apply in different situations. Read More

Information on Filing Auto Claims and Reducing Premiums

Disability Insurance

Understanding Disability and Long Term Care Insurance Policies
InvestorGuide Staff

Learn about the different types of disability insurance, and why they're important. Read More

Disability Insurance Basics
What about Disability Insurance?
Do You Need Disability Income Insurance?
Financial Security Now and Later: Are Your Bases Covered?
Disability Insurance: Factors that Affect Your Premium
Disability Insurance: Protecting Your Income

Long Term Care Insurance

Top Ten Features of Long Term Care Insurance
Tim Koenning

People are living longer than ever, underscoring the importance of long-term care insurance. Should you have this type of insurance? Read More

Long-Term Care Insurance: Is It Right for You?
Planning for Long-term Care
Consider Long-Term-Care Insurance
60% of the Population will require Long Term Care
Long-Term Health Care May Require Long-Term Investment Planning
Buying Long Term Care Insurance
Hurricane Warning

Medical Insurance and Medicare

Introduction to Health Insurance Policies
InvestorGuide Staff

Learn about the pros and cons of the different types of health insurance policies so you can choose the one that's best for you. Read More

What Are HSAs?
Medicare Part D Is Here
Medicare Part D Checklist: A Step by Step Process for Making a Decision
Don't Underestimate the Cost of Securing Private Health Insurance
You Can Protect Your Assets from Catastrophic Medical Expenses
Securing Health Insurance with Pre-existing Health Conditions

Annuities

Annuities: A Retirement Planning Tool to Consider
Robert Dillow

To reduce taxes most people use IRAs, 401(k)s, SEPs and Keoghs. But you might also want to consider another investment option: annuities. Read More

Supercharge Your Savings Account
Grow Funds Tax Deferred with a Fixed Annuity
16 Features and Benefits of Fixed Annuities
The Appeal of Indexed Annuities
Equity Index Annuities
Solving the Problem of the 30 Year Retirement Income Stream
Variable Annuities: Are They Now Too Cheap?
Annuities: Stay Single or Go Steady?
Immediate Annuities
Private Annuity Trust: Sell Appreciated Assets while Deferring Income Taxes and Avoiding Estate Taxes

Insurance Strategies

Ruminations on Term Insurance as an Investment
David Hultstrom

If you are relatively young and healthy and need life insurance coverage, and can afford to save in an illiquid vehicle, these products are certainly worth investigating. Read More

Ruminations on Variable Annuities vs. Taxable Accounts
Time for a Financial Tune Up?
Coverage Above and Beyond

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