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Credit Services Industry

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Credit Services Upgrades

Date
Ticker
Analyst
Old Rating
New Rating
01/26/2011
FSC
Stifel Nicolaus
Hold
Buy
12/10/2010
COF
FBR Capital
Market Perform
Outperform
11/22/2010
SFI
CRT Capital
fairly valued
Buy
11/05/2010
AXP
An analyst at Argus Research
Hold
Buy this morning

Credit Services Downgrades

Date
Ticker
Analyst
Old Rating
New Rating
12/20/2010
AXP
An analyst at Stifel Nicolaus
Buy
Hold this morning
12/13/2010
CSE
Sandler O’Neill
Buy
Hold PT $7
11/12/2010
DFS
Macquarie
Outperform
Neutral PT $19
11/02/2010
CSE
Wells Fargo
Outperform
Market Perform

Credit Services New Coverages

Date
Ticker
Analyst
Rating
10/23/2012
FSC
Credit Suisse
Neutral
10/11/2012
SLM
Compass Point
Buy
10/10/2012
PHH
Compass Point
Neutral
10/10/2012
MCO
Barclays
Equalweight

Credit Services Earnings

Date
Company
Actual
Expected
02/08/2013
0.75
0.69
11/08/2012
1.12
1.08
11/07/2012
-0.74
0.70
11/07/2012
0.11
0.12

On This Date

May 22, 1761:
The first life insurance policy in the U.S. is issued, by The Corporation for the Relief of Poor and Distressed Presbyterian Ministers and of the Poor and Distressed Widows and Children of Presbyterian Ministers.