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Insurance Upgrades

Date
Ticker
Analyst
Old Rating
New Rating
01/28/2011
TRV
Argus
Hold
Buy
12/17/2010
AON
JPMorgan
Neutral
Overweight
12/15/2010
PL
Goldman Sachs
Sell
Neutral
12/15/2010
LNC
Goldman Sachs
Neutral
Buy

Insurance Downgrades

Date
Ticker
Analyst
Old Rating
New Rating
01/28/2011
LNC
Morgan Stanley
Overweight
Equalweight
01/20/2011
HCC
Raymond James
Outperform
Market Perform
01/13/2011
CB
Deutsche Bank
Buy
Hold
01/12/2011
GNW
Raymond James
Outperform
Market Perform

Insurance New Coverages

Date
Ticker
Analyst
Rating
01/28/2011
AIZ
Goldman Sachs
Neutral
01/25/2011
Oppenheimer
Outperform
01/18/2011
WSH
Sandler O’Neill
Buy
01/13/2011
AWH
Oppenheimer
Outperform

Insurance Earnings

Date
Company
Actual
Expected
02/09/2012
-0.25
0.16
02/09/2012
0.27
0.18
02/09/2012
0.70
0.69
02/09/2012
-0.98
-1.00

On This Date

December 30, 1999:
The Nasdaq closed above 4,000 for the first time less than two months after its first close above 3,000. It ended up 84% for the year overall.

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